Take Charge of Your 401(k) Whitepaper

Take Charge of Your 401(k) Whitepaper

Take Charge of Your 401(k) Whitepaper


  • Powerful information that could potentially save you thousands in taxes and fees
  • Tips to help put you one step ahead in your retirement preparations
  • Critical mistakes that cannot be corrected (and how to avoid them)


Research shows that the average American employee switches jobs 12.3 times before retiring.1

Job changes can mean that many Americans have old 401(k) plans, which may not be allocated properly to help them prepare for retirement.

Every time you change jobs, you have some choices to make about your old 401(k). Generally, there are four basic options:

  • You can leave the assets in your former employer’s plan, if
  • You can roll over the assets into your new employer’s plan, if one is available.
  • You can roll the assets over into an Individual Retirement Account (IRA).
  • You can take a cash distribution (and deal with the potential tax consequences).

Each of these options has advantages and disadvantages to consider. In this special report, we’ll help you hopefully avoid common (and expensive) mistakes and show how you can use your 401(k) as a tool to help with your retirement preparations.

1. Bureau of Labor Statistics, August 22, 2019